Game Time: 12:00 pm ET, Saturday, November 15, 2025
Venue: Navy-Marine Corps Memorial Stadium, Annapolis, MD
Where to Watch: ESPN2
Opening Odds at USA Sportsbooks
DraftKings: Point Spread: USF -10.5, Navy +10.5; Over/Under: 64.5 points
Bet365: Point Spread: USF -10.5, Navy +10.5; Over/Under: 64.5 points
BetMGM: Point Spread: USF -10.5, Navy +10.5; Over/Under: 64.5 points
Season Record
South Florida Bulls: 7-2 (4-1) (3rd place, American)
Navy Midshipmen: 7-2 (5-1) (1st place, American)
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South Florida Bulls: won their last game at home against the UTSA Roadrunners 55-23.
Navy Midshipmen: lost their last game on the road against the Notre Dame Fighting Irish 49-10.
South Florida Bulls vs Navy Midshipmen Preview and Analysis
South Florida is entering this game with a 7-2 record overall and they have a 4-1 record in their conference games too. They are 5-0 in their home games, 2-2 in their road games, and they are also 0-0 in their neutral site games this season, but they will be on the road for this game. They won their last game against UTSA 55-23. Byrum Brown was the starting QB and he completed 14/15 passes for 239 passing yards, 2 touchdowns, and 0 interceptions. Byrum Brown led the team in rushing yards with 109 and 1 TD. Keshon Singleton led the receivers with 122 receiving yards on 4 receptions and 2 TDs. Jarvis Lee led the defense in that game with 5 solo tackles and 1 assisted tackle while Jarvis Lee led the defense in sacks with 2. Tavin Ward came away with the only interception for them in that one.
Navy is entering this game with a 7-2 record overall and they have a 5-1 record in their conference games too. They are 5-0 in their home games, 2-2 in their road games, and they are also 0-0 in their neutral site games this season, but they will be at home for this game. They lost their last game against Notre Dame 49-10. Braxton Woodson was the starting QB and he completed 3/8 passes for 22 passing yards, 0 touchdowns, and 0 interceptions. Braxton Woodson led the team in rushing yards with 101 and 1 TD. Eli Heidenreich led the receivers with 20 receiving yards on 2 receptions. Coleman Cauley led the defense in that game with 7 solo tackles and 1 assisted tackle while no one on the defense recorded a sack for them. No one on the defense came away with an interception for them in that one.
South Florida vs Navy Prediction
The current betting odds have South Florida listed as a 10.5 point favorite in this game according to Draftkings Sportsbook. South Florida has looked really good in their games this season with their 7-2 record overall and their 4-1 conference record which has them right near the top of the American Conference. They are currently ranked inside the top 25 and look like the best team coming out of the group of 5. Meanwhile, Navy has looked really good in their games this season with their 7-2 record overall and their 5-1 conference record which has them right at the top of the American Conference. They have looked great on their home field too with their 5-0 home record. They were rolling in their games to start the season, quietly climbing up the standings in their conference, but now they have hit a snag and their season could start to fall apart now. They picked up their first loss of the season on the road against North Texas, losing by double digits, and now they have lost 2 games in a row after starting the season 7-0, coming off a 49-10 loss to Notre Dame in their last one. They are missing their starting QB too so they are already at a disadvantage, but they showed last week in their loss to Notre Dame that they aren't ready to compete with the top teams in the nation. They weren't that competitive against North Texas either so this won't be an easy game for them. South Florida is still looking to secure their spot in the American Championship if they want to be in the playoffs, and this is a game they need to have. They have been rolling though, coming off a 55-23 win over UTSA in their last one, and it is going to be tough for Navy to stop this offense that has been putting up a ton of points all season. South Florida is going to bring their best effort for Navy who has been getting by with a weaker conference schedule, look for South Florida to continue rolling in this game. The best way to place a bet here is on South Florida to cover the spread in this game.
South Florida Navy Prediction: Our NCAAF Pick for Saturday, November 15, 2025 (12:00 pm ET start time) is South Florida 45 Navy 20.
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NCAAF Betting Trends
South Florida Bulls: 7-3 ATS off a home win. 10-4 ATS after playing a game at home. 3-0 ATS vs. poor passing defenses - allowing 250 or more passing yards/game. 12-2 OVER as a favorite. 6-1 OVER off a home win against a conference rival.
Navy Midshipmen: 1-7 ATS when playing against a top-level team (Win Pct. > 75%). 3-8 ATS vs. good offensive teams - scoring 31 or more points/game. 2-6 ATS after scoring 14 points or less last game. 16-10 OVER in games played on turf.
Key Injuries
South Florida Bulls: I. Guy (CB) Questionable - Undisclosed. R. Nicholl (LB) Questionable - Undisclosed. K. Pettigrew (WR) Questionable - Undisclosed. B. Winton (WR) Questionable - Undisclosed. C. Nimrod (WR) Questionable - Undisclosed. W. Wolff (TE) Questionable - Undisclosed. G. Otten (LB) Out - Undisclosed. B. Silvera (CB) Out - Undisclosed. C. Norton (RB) Out - Undisclosed.
Navy Midshipmen: C. Howard (TE) Questionable - Undisclosed. B. Horvath (QB) Questionable - Upper Body. C. Smith (WR) Questionable - Undisclosed. J. Switzer (S) Questionable - Undisclosed. C. Seals (CB) Questionable - Undisclosed. A. Walker II (S) Questionable - Undisclosed. A. Lyczek (DL) Questionable - Undisclosed. I. Pourciau (LB) Questionable - Undisclosed. D. Spelios (LB) Out - Undisclosed. B. Franklin (DL) Out - Undisclosed. T. Bradley (RB) Out - Undisclosed. A. Rose (S) Out - Undisclosed.
Notable Quotes
"You have this stigma of what Navy does offensively, that they just run the ball up and down the field. They've thrown it incredibly well. When they changed offenses a year ago, it has done wonders for them. They are top 10 in the country in third downs, red-zone offense, yards per attempt, yards per completion and explosive runs. You're not talking three games into the season. You're talking Week 10 here.” - Alex Golesh on his team’s upcoming game against Navy this week.
“We didn’t want to put him in harm’s way and make something worse. I didn’t feel comfortable putting him out there. Hopefully, he’ll be out there next week.” - Brian Newberry after his team’s loss against Notre Dame in their last game.
Starting Lineups
South Florida Bulls
WR Koger, Jeremiah
WR Singleton, Keshaun
WR Reuben, Mudia
TE Sullivan, Wyatt
QB Brown, Byrum
RB Franklin, Sam
Navy Midshipmen
WR Kent, Nathan
TE Howard, Cody
QB Horvath, Blake
SB Chatman, Brandon
SB Heidenreich, Eli
RB Tecza, Alex
Statistical Leaders
South Florida Bulls
Passing: Byrum Brown (2,203)
Rushing: Byrum Brown (705)
Receiving: Keshaun Singleton (573)
Touchdowns: Byrum Brown (9)
Navy Midshipmen
Passing: Blake Horvath (1,143)
Rushing: Blake Horvath (926)
Receiving: Eli Heidenreich (595)
Touchdowns: Blake Horvath (13)
Coaches:
South Florida Bulls: Alex Golesh (3rd season)
Navy Midshipmen: Brian Newberry (3rd season)