Miami Hurricanes vs Indiana Hoosiers Prediction, Picks and Game Preview - 01/19/2026

Game Time: 7:30 pm ET, Monday, January 19, 2026

Venue:  Hard Rock Stadium, Miami Gardens, FL

Where to Watch:  ESPN

DraftKings:  Point Spread:  Miami-FL +7.5, Indiana -7.5; Over/Under:  48.5 points

Bet365:  Point Spread:  Miami-FL +7.5, Indiana -7.5; Over/Under:  48.5 points

BetMGM:  Point Spread:  Miami-FL +8.5, Indiana -8.5; Over/Under:  48.5 points

Miami Hurricanes:  13-2 (6-2) (3rd place, ACC)

Indiana Hoosiers:  15-0 (9-0) (1st place, Big Ten)

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Miami Hurricanes:  won their last game at a neutral site against the Mississippi Rebels 31-27.

Indiana Hoosiers:  won their last game at a neutral site against the Oregon Ducks 56-22.

Miami-Florida is entering this game with a 13-2 record overall and they have a 6-2 record in their conference games too. They are 7-1 in their home games, 4-1 in their road games, and they are also 2-0 in their neutral site games this season, and they will be at a neutral site for this game. They won their last game against Ole Miss 31-27. Carson Beck was the starting QB and he completed 23/37 passes for 268 passing yards, 2 touchdowns, and 1 interception. Mark Fletcher Jr. led the team in rushing yards with 133. Keelan Marion led the receivers with 114 receiving yards on 7 receptions and 1 TD. Jakobe Thomas led the defense in that game with 5 solo tackles and 0 assisted tackles while Mohamed Toure led the defense in sacks with 1. No one on the defense came away with an interception for them in that one.

 

 

 

Indiana is entering this game with a 15-0 record overall and they have a 9-0 record in their conference games too. They are 7-0 in their home games, 5-0 in their road games, and they are also 3-0 in their neutral site games this season, but they will be at a neutral site for this game. They won their last game against Oregon 56-22. Fernando Mendoza was the starting QB and he completed 17/20 passes for 177 passing yards, 5 touchdowns, and 0 interceptions. Kaelon Black led the team in rushing yards with 63 and 2 TDs. Elijah Sarratt led the receivers with 75 receiving yards on 7 receptions and 2 TDs. Aiden Fisher led the defense in that game with 5 solo tackles and 4 assisted tackles while Daniel Ndukwe led the defense in sacks with 2. D'Angelo Ponds came away with the only interception for them in that one.

The current betting odds have Miami listed as a 7.5 point underdog in this game according to Draftkings Sportsbook. Miami has looked great in their games this season with their 13-2 record overall and their 6-2 conference record which had them right near the top of the ACC. They are also 2-0 in their neutral site games this season and will be playing for the National Championship in this game. Meanwhile, Indiana has looked great in their games this season with their 15-0 record overall and their 9-0 conference record which had them right at the top of the Big Ten. They are also 3-0 in their neutral site games this year. Indiana is off a 56-22 win over Oregon in their last one and they have been rolling in these playoffs with a 38-3 win over Alabama too. They look like the best team in the nation by far, but they have struggled against better defenses this year and that is the one thing that Miami can hang their hat on. Miami hasn't been rolling over opponents in these playoffs, but they still have some really impressive wins under their belt and didn't have an easy schedule either. They started the playoffs with a 10-3 road win over Texas A&M, kicked out the defending National Champions of Ohio State 24-14, and now they are off a 31-27 win over Ole Miss who had some magic on their side. Miami has the defense to slow down this Indiana offense and put up a fight. This is also more of a home game for Miami too so they are going to have a bit of an advantage with the crowd on their side. Indiana has looked perfect in these playoffs so far, but their play is unsustainable and this won't be another game where they just run away with it. The best way to place a bet here is on Miami to cover the spread in this game. 

Miami Indiana Prediction:  Our NCAAF Pick for Monday, January 19, 2026 (7:30 pm ET start time) is Indiana 24 Miami 20.

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Miami Hurricanes: 6-3 ATS as an underdog. 12-5 ATS in non-conference games. 9-5 ATS vs. good teams - outscoring opponents by 10+ PPG on the season. 6-3 OVER as an underdog. 3-0 OVER against teams with a turnover margin of +1 per game or better.

Indiana Hoosiers: 4-7 ATS at home vs. good offensive  teams - scoring 31 or more points/game. 2-5 ATS at home versus good offensive teams - averaging 5.9 yards/play or more. 25-15 OVER in all lined games. 18-10 OVER as a favorite. 10-5 OVER vs. good teams - outscoring opponents by 10+ PPG on the season.

Miami Hurricanes:  D. Upshaw (WR) Questionable - Foot. C. McConathy II (DL) Questionable - Undisclosed. M. Bryant (LB) Questionable - Undisclosed. D. Brown (CB) Questionable - Undisclosed.

Indiana Hoosiers:  B. Franke (K) Questionable - Undisclosed. S. Daley (DL) Out - Leg. K. Wyatt (DL) Out - Undisclosed. B. Bonds (CB) Out - Undisclosed. L. Beebe Jr. (RB) Out - Leg.

“He’s hungry, he’s driven, he’s a great human being, and all he wants to do is to see his teammates have success. And that’s what we witnessed tonight.” - Mario Cristobal after his team’s win against Ole Miss in the Fiesta Bowl.

"There was a lot of skepticism after last year, that we were a fluke. That [2024] team did a lot of great things and got it all started. That team never trailed until the ninth game of the year, and when it did, 10-0 in the first quarter up at Michigan State, they scored 47 straight. I think a lot of that negative stuff in the media fueled the guys returning from this team, and we added some real key pieces." - Curt Cignetti after his team’s win against Oregon in the Peach Bowl.

WR Marion, Keelan

WR Daniels, CJ

WR Toney, Malachi 

TE Bauman, Alex

QB Beck, Carson

RB Fletcher Jr., Mark

WR Sarratt, Elijah

WR Williams Jr., E.J.

WR Cooper Jr., Omar

TE Nowakowski, Riley

QB Mendoza, Fernando

RB Hemby, Roman

Passing: Carson Beck (3,581)

Rushing: Mark Fletcher Jr. (1,080)

Receiving: Malachi Toney (1,089)

Touchdowns: Mark Fletcher Jr. (12)

Passing: Fernando Mendoza (3,349)

Rushing: Roman Hemby (1,060)

Receiving: Omar Cooper Jr. (866)

Touchdowns: Elijah Sarratt (15)

Coaches:

Miami Hurricanes: Mario Cristobal (4th season)

Indiana Hoosiers: Curt Cignetti (2nd season)