Charlotte 49ers vs Georgia Bulldogs Prediction, Picks and Game Preview - 11/22/2025

Game Time: 12:45 pm ET, Saturday, November 22, 2025

Venue:  Sanford Stadium, Athens, GA

Where to Watch:  SEC Network

DraftKings:  Point Spread:  Charlotte +44.5, Georgia -44.5; Over/Under:  54.5 points

Bet365:  Point Spread:  Charlotte +45, Georgia -45; Over/Under:  54.5 points

BetMGM:  Point Spread:  Charlotte +45.5, Georgia -45.5; Over/Under:  54.5 points

Charlotte 49ers:  1-9 (0-7) (14th place, American)

Georgia Bulldogs:  9-1 (7-1) (2nd place, SEC)

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Charlotte 49ers:  lost their last game at home against the UTSA Roadrunners 28-7.

Georgia Bulldogs:  won their last game at home against the Texas Longhorns 35-10.

Charlotte is entering this game with a 1-9 record overall and they have a 0-7 record in their conference games too. They are 1-5 in their home games, 0-3 in their road games, and they are also 0-1 in their neutral site games this season, but they will be on the road for this game. They lost their last game against UTSA 28-7. Grayson Loftis was the starting QB and he completed 13/24 passes for 100 passing yards, 0 touchdowns, and 0 interceptions. Cameren Smith led the team in rushing yards with 37. Javen Nicholas led the receivers with 45 receiving yards on 6 receptions. Gavin Willis led the defense in that game with 7 solo tackles and 2 assisted tackles while no one on the defense recorded a sack for them. Gavin Shipman came away with the only interception for them in that one.

 

 

 

Georgia is entering this game with a 9-1 record overall and they have a 7-1 record in their conference games too. They are 5-1 in their home games, 3-0 in their road games, and they are also 1-0 in their neutral site games this season, but they will be at home for this game. They won their last game against Texas 35-10. Gunner Stockton was the starting QB and he completed 24/29 passes for 229 passing yards, 4 touchdowns, and 1 interception. Nate Frazier led the team in rushing yards with 72. London Humphreys led the receivers with 55 receiving yards on 2 receptions and 1 TD. Chris Cole led the defense in that game with 4 solo tackles and 2 assisted tackles while Quintavius Johnson, Zayden Walker, and Gabe Harris Jr. each led the defense in sacks with 1. KJ Bolden came away with the only interception for them in that one.

The current betting odds have Georgia listed as a 44.5 point favorite in this game according to Draftkings Sportsbook. Georgia has looked really good in their games this season with their 9-1 record overall and their 7-1 conference record which has them right near the top of the SEC. They are currently ranked inside the top 5 and they have a chance at the SEC Championship with their conference schedule now done for the season. Meanwhile, Charlotte has looked terrible in their games this season with their 1-9 record overall and their 0-7 conference record which has them right at the bottom of the American Conference. They are off a 28-7 loss at home to UTSA in their last one and they have been a disaster with Albin in his 1st year coaching. They were already a disaster before Albin even got there, but he hasn't been able to do much to help them improve this season. They have a terrible defense that has been giving up a ton of points to weaker offenses so they aren't going to be able to keep Georgia off the board here. They also have a terrible offense that hasn't been putting up many points, and this Georgia defense has only gotten better as the season has gone on. Georgia didn't look great to start the SEC schedule, but they found ways to win games and now they are starting to look like the National Championship contender they are supposed to be, coming off a 35-10 win over Texas in their last one. The best way to place a bet here is on Georgia to cover the spread in this game. 

Charlotte Georgia Prediction:  Our NCAAF Pick for Saturday, November 22, 2025 (12:45 pm ET start time) is Georgia 56 Charlotte 7.

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Charlotte 49ers: 10-3 ATS as a road underdog. 7-3 ATS off a home loss by 14 or more points. 5-2 ATS versus good rushing defenses - allowing 120 rushing yards/game or less. 10-2 OVER when the total is between 49.5 and 56. 12-3 OVER after playing a game at home.

Georgia Bulldogs: 14-22 ATS in all lined games. 4-14 ATS when the total is between 49.5 and 56. 2-9 ATS after allowing 14 points or less last game. 10-6 UNDER after a win by 17 or more points. 

Charlotte 49ers:  D. Wallace (DL) Questionable - Undisclosed. J. King (OG) Questionable - Undisclosed. J. Johnson (DL) Questionable - Undisclosed. D. Edwards (CB) Questionable - Undisclosed. B. Brinkley (OG) Questionable - Undisclosed. M. Bowers (OG) Questionable - Undisclosed. P. Startz (LB) Questionable - Undisclosed. G. Laskey (TE) Out - Undisclosed. I. Bullerdick (OG) Out - Undisclosed. U. Rockhead (OG) Out - Undisclosed. O. Davis (OG) Out - Undisclosed. A. Tifase (DL) Out - Undisclosed. D. Kelley (OG) Out - Undisclosed. A. Adair (OG) Out - Undisclosed. J. Olson (WR) Out - Undisclosed. H. Rutledge (RB) Out - Undisclosed. C. Harrell (QB) Out - Knee. D. Burgess (DL) Out - Upper Body. J. McGowan (WR) Out - Lower Body.

Georgia Bulldogs:  T. Taylor (WR) Questionable - Undisclosed. K. Jones (CB) Questionable - Undisclosed. J. Hall (DL) Questionable - Undisclosed. E. Barbour (TE) Questionable - Knee. C. Young (WR) Out - Leg.

“I think there have been some things done offensively. We’ve moved Javen Nicholas around quite a bit. I’ll call you on that (lack of creativity) comment. There are some wrinkles, but we don’t hit them,” Albin said. “From a coaching standpoint, the creativity stuff is there. We’re just so limited in the run game. These last two weeks, we’re trying to move the ball through the air — but we’re just not built for that right now.” - Tim Albin after his team’s loss against UTSA in their last game. 

“It’s the approach we take. We’re going to dominate and try to win the fourth quarter.” - Kirby Smart after his team’s win against Texas in their last game. 

WR Burris, Miles

WR Mason, E. Jai

WR Nicholas, Javen

TE McGee, Gus

QB Loftis, Grayson

RB Gainey Jr., Rod

WR Young, Colbie

WR Bell, Dillon

WR Branch, Zachariah

TE Delp, Oscar

QB Stockton, Gunner

RB Frazier, Nate

Passing: Grayson Loftis (1,145)

Rushing: Rod Gainey Jr. (231)

Receiving: Javen Nicholas (676)

Touchdowns: Javen Nicholas (5)

Passing: Gunner Stockton (2,269)

Rushing: Nate Frazier (647)

Receiving: Zachariah Branch (583)

Touchdowns: Gunner Stockton (8)

Coaches:

Charlotte 49ers: Tim Albin (1st season)

Georgia Bulldogs: Kirby Smart (10th season)